XM (formerly XEMarkets) is a Cyprus-based forex and CFD broker founded in 2009 and regulated by the Cypriot financial supervisory authority CySEC. XM is also regulated by the British Financial Conduct Authority (FCA) and is registered there as a financial services provider. Forex4You is an internet broker for Forex and CFD trading. When trading Forex and CFD, investors speculate on rising or falling prices. Companies like Forex4You attract clients with a here-and-now profit. But the total loss of invested capital is at least as likely as a lucrative profit.